Buying a House in the Redding area, step by step.

We  truly enjoy helping people find a home. There is a logical sequence of events that lead us toward that goal. Here is that chain of events, in simplified form:

Finances first.

It makes sense to find out how much you can afford first. We can help you with this, or you can easily obtain financing online HERE.

or call toll free 888 308 4302. It's tempting to skip ahead to the next step without completing this first, but if you think about it, there is no point in shopping if you don't know how much money you will have access to.

Search methodically.

Once we have established a price range and the finances are in place, we can begin shopping. Online search tools are great, and we have even more resources from which to help you find that dream home, but first we need to set some parameters for the search. Pricing has been established, but you need to also decide what kind of house you need, and where you would like to live. As of this writing, the market moves quickly and good values sell fast. Having established what we are searching for, we need to look hard for the best value.

Make the offer.

Having identified a candidate house, you need to decide how much to offer. Real Estate is a marketplace where the asking price is set by the seller, but the actual selling price is set by buyers (you). You will make an offer, at a price you are willing to pay, and we can present the offer to the seller. There are several variables to an offer that can make it look either strong or weak to the seller. We can help you put together a strong offer. Part of a strong offer will be a deposit to an Escrow company, referred to as Earnest Money.

Due Diligence

After the offer is accepted, the transaction goes into Escrow. It is now up to you as buyer to examine the house and make sure it meets your expectations and is substantially sound. You have a period of days in which to perform those inspections, and we can offer advice on how to arrange for competent inspections. If the house fails to live up to requirements, the transaction may be canceled and your deposit money should be returned. If the house is found to be good, or if needed repairs can be agreed upon, then the transaction continues.

Escrow closes

The Escrow period can be as short as a few days if you have cash and don't need much inspection time, or can be as long as several months. Assuming all has gone well up to now, the finance arrangements take place, the Title and Escrow processes are completed, and the new deed is recorded at the county. Ta-da! A member of our team will hand you the keys to your new house. That's always the part of this business we like best.